??4.36??????????????

??????????2?????????????6???????????? (?????????????)??6??,??????????,??????4.36??????????????,?????5600?,??“?????????????”???????

??????????,?????,????????????????,??,?????????????,????????????????????????????,???????????

????,?????????????,??????????????3%?????,??????????????????????????????????????????

???????,??,????????????,???????????,?????????,?????????,???1000????????????????19.4%?(????????) ??:????