????????????2????21????????? (???? ????????????)?(National Association of Realtors)???21????????????,????????1??408?????,????4.9%,??????2%,??????????????????????

?????????,1??39.69???????,????4.8%,????19???????????????,1????118????,?????3.5%,?????????16.8%??????????????,??3.5??????????????,????5??6???????????????

?,???????2022????,??,??2024???????406??????,???1995????

???????,?????????????,???????,????????????,???“??”???

??(Freddie Mac)20????,??30??6.85%????30?????????6.87%,????????6.9%?

??????,30??2025????????6%???(???????) ?????:?????????????

??

??:???????????,??????????,??????????????