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??2023??8?????????????15??????5.25%,?8?,??????????????4.75%??????????????????,????????????????????????3.75%,?3.1%,2026?4%?

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2????????50?

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????11??????????????29??????????????? (???????????????? ??????????????)?????28???????,????????,????

????????????,????2024?????6.55??,???????????????2023?6.62????????????????2022??7.24?????????????

???????????(Amanda Bryden)????,???,??,????????,?????????,???,?????????????????

??2023??8?????????????15??????5.25%,?8?,??????????????4.75%??????????????????,????????????????????????3.75%,?3.1%,2026?4%?

???????,?,??39%?????????????????36%,?????????????????????,??????19%,?????22%?(?????????????) ????????:???