????:1?????????:?????

2??????

3????????????

4????????????

5????95??

??1??31?????? ?????:??(?????????? SARB)??????????30?25??7.5%,??????????2024???????????9???????????????

????????6????????????????4:2?????,??????????,?????

?????????????????????,?????,????????????????????????????,?;??????????“???,?”??????????????????,?????????????

??????????,??,?????????????????2024?????12?????????,???????????????????????????5%?3%,????????????,????15???,??????????,?4.5%????????????,????????

??????????,????????????,????????????,???????????????????(???????????????)???????????????

????????,????????

?????????????,??????40?????????0.38%;?????2.42%????????????10.575%?(????) ?????????:?????????????????????????????