????:1?????????:??????

2???????

3??????????

4????????

5????????

??2??6???????????? (??? ???????)???(Freddie Mac)??6???????????,??????????30??????6.89%,?????????????

?,????30???6.89%,??6.95%,???????6.64%?

?10????????????????10???????????4.79%,???????,6??????????????4.43%?

???????????????9?????,???????????????????30?9????????6.08%,????

????????????,???“?????”,?????????,?????,????????????????“??????????????????”????????,30????????????2025??????????????6%???????

???????,2024???406???????,??????????2023??????0.7%,??1995?????

?1?????????????????????29???,??,??4.25%?????4.50%?????,??“??”??(??) ???:???????