??1????4.9% ??????????19????

????????????2?????????21?? (???? ??)????(National Association of Realtors)??21??,????1????????408????????,????4.9%,????2%,???

??????,1??????39.69????????????,???????4.8%,???19??????????????????????????,1???????118??,???????3.5%,???????????16.8%???,????3.5?????????????????????,???5???6?????????????

????????????,??2022???,???????,?????2024??????406???,???1995??????????

?????????????????,??,??????????????,??,?“?????”?????????

?(Freddie Mac)20?????,?????????30?????????????6.85%???????30????6.87%,???????6.9%?

?????????,30????2025??6%???(????) ??:???