????“?????”,?????????

????:????????:??????

?/?

2025??????????????????????,?4.25%????4.5%????,??????????????????????2024????????????????????9????????????????

???,???,?????????,??????????,????????????

????????,??????????????,??????????????“??????”????????,????“????2%?????????????”????,??????????????,?????????“?????????????”???????????????

?,??????,??????????2%???????????????“??”???,??

???????????????????,?????,?,??????????????2%?????????????????,???????????????“????,??????”?

?????,?????????????????????????“??????????,???????”

??????????????????,????,????????????,??????

?????????,??????????

???,??????????,?????????,?????,?????????????,????????????????????????????,??????,????????????6????12?25???,?2026????,???3.5%???????3.75%?

????????????,?????????,2025??????????CPI???????????3%;??????????????,???????????2025??????????????????1????2?????????????,?????1????????,?????????????????3????????

“??????????????,???‘??’,???????????????????????”???????????????,??????,????????????????????“??????????”,?????????????,????????????

?????????????????,??????????????,????????????,???,??????????????3?????????,3???????,????????? ??????????????:???????????