????2??21???????? (????????? ??)?(National Association of Realtors)????????21??,????????????1????408????,????????????4.9%,??????2%,?????

???,1??????39.69??,??4.8%,?????????????19???????????????????????,1?????????118??,??3.5%,??????16.8%??,???3.5???????????????,?????????5???????6???

??????,????2022????,???,?????2024???????406?????????????,?????1995???

??????,???????????,???,????,?????????????????????“????”?????

???????(Freddie Mac)20????????,???????30???6.85%??????30???????6.87%,????????????6.9%?

?,30???2025????????????6%?????(??) ???:??????????

??

??:???????????,??????????,??????????????