???????2????21???? (???????? ????)????(National Association of Realtors)????????????21????????????,?????????1????408???????,???????4.9%,?????????????2%,???

???,1??????39.69??,???4.8%,?19????????????,1??????118???????,??3.5%,?????16.8%???,?????????3.5???????????????????????????????,???5??6????

????,????2022??,??????,???????2024???????????406????????????,?????????????1995???

???????????????,????,????,????,??“???”???

????????(Freddie Mac)20??,????????????30????????6.85%????????30????????????6.87%,??6.9%?

????,30??2025?????????6%?????(??) ??:??????

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??:???????????,??????????,??????????????