(????????)????“????”,??????

????:????:??????

?1?????????30??????????? (?????????????? ??????)2025??29????????,?????????4.25%???????????????????4.5%?????????????????,?????????????2024???????9?????????????????????????

??????????????????,???????????????,??????????,?????????,???????????

???,??????????????,??“??????????????”?????????,????????????“?????2%??????”?????????????????,????“?”??????

??????????????????,??????,????????2%??????????????“???”?????,??????

?????????,????????,????,???????????????2%???????????????????,????“????????????????,??”?

??,???????????????“?????????????,?????????????????????”

??????????????????????????,??????????????,???????,???????

????????,??????

????????,??????????????????,????,?????,?,???????,?????,???????????6???12??????????25???????????????,?2026????????????,???3.5%???3.75%?

????????????????????,????????????????,2025????????????CPI???????3%;???,????????????????????2025????1??????????2????????????,???????1???,???????3????????????????

“?,?????????????‘??????????’,?????”?????,?????????????,??????????????????????“?????????”,?????????????????,??????????????

????,???,?,?????,?????????????3?????????????????????,3?????,??(?????) ??:??????????