????:1??????????:????????

2?????????

3????????

4????????

5?????????

???????????????12??????19?? (?? ??????)???????19????????????,??25??????5.75%???8??????,??

??????,???????????2025?????????3.4%,???????3.3%,?2026?3.7%????????????,???

?????????12??????????20?????????,???????????????6.0%???????????5.75%,???????????5.25%?????????????????????????6.25%?

?,????????????????8??8????????,?????????,???6.50%??????????6.25%;10?25?????

????,???????????????,????????????????“??”??,“100??????,???”????????????????????,????,???,??,???????????,?????????????(????????????) ???:?????????????