??????30??6.89% ????????

?????2???????????6??????????? (? ????)??(Freddie Mac)??????????6??,??30??????????6.89%,???

??????????????,??30???????6.89%,?????6.95%,???????6.64%?

??????10??????????10????4.79%,??????????????,6????????????4.43%?

?????????????????????9????????????,???????30????????9??6.08%,????????

?,??“?????”,??????????????????,???,?????“???????”????,30????????????????2025?6%???????

???,2024??406??,???????????????2023?0.7%,??1995?????????????

???1???29???,??,?????????4.25%??????????????4.50%???????????????,??????“???????”???(?) ????????????????????:??