?????“????”,?????????

??

?????????/???????

2025???????,??????4.25%?????????????4.5%???,?????????????????2024???9??????

???????????,???????????,?????????,?????????????,????

?????????????,????????????????????,??????????“?”??????,???????????????“??????????2%???????????”????????,?????????,??????????????“?????????????????”????

??????????,?????,????2%?“???????”????????????????????,??????????????

????,?????,?????????????,?????????2%??????????????,????“????????,??????????”?

??????????????,??????????????“??????????????,????”

?????????????,?????,????????????,???????????

???????????????,???????????????

?????,????????????????????????????,????????????????????,????????,??????????????,????????????????????,????????????,?????6????????????12???????????25??,??????2026???????,?????????3.5%??????3.75%?

????,?,2025??????CPI??????3%;??????????,??????????????????????????????2025?????????1?????2?,?1??????????????,????????????????????????3???????????????

“??????????????????????,????????????????‘????’,???????????????”????,???,?????????????????“????”,??,???

?????,?,??????????????????,??,??????????????????????3?????????,3?,????? ?????:??????

?????????

??????????“????”,??????????????

????????