??????????1????4.9% ????19??

??2??????21??? (??? ???????)??(National Association of Realtors)????21????,??1????408?,?????????????????????4.9%,???2%,?????????????

????,1??39.69???????,????4.8%,????????????19??????????,1?????????????118??????,????????????3.5%,???16.8%?????????,??3.5???????,??5????6???????????????

??,????2022????????,?????????,??????????????2024????406??????,????1995?????????????

????????,?,???,???????,?????????“?”???

?????(Freddie Mac)20????,???30??6.85%????????30?????????6.87%,?????????6.9%?

????????,30????????2025??6%???(???????) ?????????????:????????????