????:1?????????:???????????

2??????????????

3?????????

4???????

5???????

????????????2???21??? (???????????????? ???)??21??????,2024??,??????????444.6??????(??????????????,?),???6.5%;??????

???,????????????2024?????,???????????81.4???????????????,??1000??????????33.3??,??14.7%?

???????????????????????????????,????????3.3????,??????????????????977??;???????????????????1.50%,?????0.05??????

??,2024????,????????????????????????2.3????????,????11%,????????????????0.13??

??????,2024???,???????,??????????????,??????????????????2025?????????????,??????????,????

?????????,??????,??????????????????,?????????????????,?,???????????????????????????????,?????????,????(????????????????????) ??:?????????????????