????:1???????????:?????????

2???????100???

3???app????????

4?????

5?????????

????????????????????????????2?13???????? (?????? ??)??????????13??????????,?????5.75%??,??5.25%?????????????6.25%???

?2024?????????8??????????,??????????29???????,??????????????28????25????????????5.50%??????????«?????»?????????????????????,??,?????????,????????

??,????13?????????,????????,??????????????????

??????,??????????12????????????????????,2025??????????3.4%???????3.5%,????????2026?3.7%???????,2025?????????2026?????????

???????????????,??????????,???????????????????,??????????????,?????

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