????:1???????:??????

2???95???

3???guan???

4?2023????????

5?????

???2???????21????????? (???? ??)????(National Association of Realtors)?????????21????,??????1???408??,?4.9%,??2%,?????

????????,1???39.69????,????4.8%,??????19?????????????????????,1??????????????118???????,?????3.5%,????16.8%??????,???????3.5????????????????????,??5??6?????

??,?????????????2022???,??,?????????????2024??406????,?????????1995???

??????????,?????????????????????,??,??,???“???”??????????

??(Freddie Mac)20????????????,?30????????????6.85%??30????6.87%,??????6.9%?

??,30????????????2025????????6%????????(????) ??????????????:????????