??????2???21??????????? (??????? ??????)?????????(National Association of Realtors)??21????,????????????1????408????,????????????4.9%,??2%,??????????

????????????,1??39.69????????,?????????????4.8%,????19?????????????????,1?????????118??,???????3.5%,?????????16.8%????????,?3.5???????????,???5?????????????6?????

??,??????????????2022????,???,??????2024??406??,?1995???

???????????????,??????,??,????,????????“??”????????

??????(Freddie Mac)20???,?30???6.85%?????30????6.87%,??6.9%?

??,30?????????????????????2025????6%?????(?????) ?????????????:????

??

??:???????????,??????????,??????????????