?????????????

????:????app:????????

?????????????11????????????29???? (???? ??????????????)?????????????28??,????????????????,??????

?,???2024?????????6.55????????,????????????????????????2023????????????????6.62?????2022??????7.24??

???????????????????(Amanda Bryden)?????????????????????,???????????????,?????,?????????,???????,????????,???????????????

??2023??????8??15???????5.25%,?8??????????????,?4.75%????????,??3.75%,?3.1%,2026????4%?

?????????????????,????????????,???39%???36%,?,??19%,????????????????22%?(??) ???:????????????????