????:1??????????:?????95?

2?????????

3???????

4???????

5???????

????????????????????????????1?????????31?????????? ?????:??????????(???? SARB)??????30??????????25?7.5%,??????2024???????????????9?????????????

???????6???????????????????4:2?????????????????????,???????,???

??????,???,???????????????,??????????;????????????“??????,?????????????”???,???????????????

??,?,??????2024??12?????????,???????????????????????????5%?????3%,??????????????,??????????15????,?????????,????????????4.5%?????????,????????????

????????,????????????????,?,???????????(??????????)??????????????

????????????????????????,???

????,?????40??????0.38%;?2.42%?????????????????10.575%?(?????????????) ?????????:??????