????:1?????:?????????

2????????

3?????????????

4?????98??

5??????????

??1?2???? (????????????????????????? ????????)?????????(Freddie Mac)????2??????,??30????????6.91%,????????????7??

???????????????????,???????30???6.91%,????????????????,???????????6.85%,??6.62%?

????????12???????????,??25?????4.25%?????????????????????4.50%?????????,2025?????????,????9????????,?????????????10???????

???????10???????????,10????????????????????????,??,????????

??,???????????,?“??????”?????,30??????????????2025????6%?????(??) ?????????????:????????