??
????2??11?????????? (????? ?????)????11???,???????????“???????????”????
??????????????
?????????????????????,???,??????????4%,????2%????????,???????????“?”???????????????,?????????????“????”?,????
??????????????????,?,“?????”,?????,??“????????????????????”??????
????,?“???????????”??????????????????,?????????????“????,????????”?
??????????12???
?,??????,??,????????????????????????????????,???????????????
1????????????29????,???,???????????????4.25%???4.50%??????2024??????????????9????(??????????????????????????????)
??:???????????
??????? ???“??”????????????????????????????