??????????????4.36??

??2?????6?? (????)?????????????6?????????????,?????????,??????????????4.36??,?5600????????????,????????????“???”???

?????,???????,????,??????,??????????????,???????????????????,????

???,?????????????,?????????????????3%??,????????????????????????????????

?????????,????????????????,??????????,?????????????????????????????,??????????????,????,??????????1000??19.4%?(?????????????????) ?????????????????:???????