????:1???soho???????:???????

2??????

3?????vx

4??????400??

5????????????

???????2???????21? (???? ??)????(National Association of Realtors)?21??,?1??408??,??4.9%,????2%,?????

???????,1????39.69????????????,????????????4.8%,????19????????????????,1?????????????118??,?????????3.5%,??????16.8%????????????,??3.5???????????????,??????5??????6?????

???,???????2022???,??,??????????????????????2024????????406????,????1995???????

?????????????,???????,?????????,??????????????,??“?????????”?????????????

????(Freddie Mac)20?????????,?????30????????6.85%???30????6.87%,????6.9%?

?????????????,30???2025??6%????(????????) ????:???