????:1????????????:???????95?

2???????

3???????????

4????V

5???????

????????????2???21?? (??? ??)??????????????(National Association of Realtors)??21????,??????1??408?????????,??????4.9%,???????2%,?????

?????,1??39.69???????????,???????4.8%,???????19?????????????????????????,1????????????118???,????3.5%,??16.8%????,??3.5?????????????,???????5????6??

??,?????????????2022??,???????,?????????2024?????????????????????406?????????,????????????1995??????

????????,????,?,??,?????????“?????????????”??

??(Freddie Mac)20??????,????30?????????6.85%????30??????6.87%,????????6.9%?

??,30????2025???6%?????????(??) ?????:?????