????:1??????????:????

2???95?????

3???50???

4??????

5??????????

??????????????2??6?????????? (??????????? ??)???(Freddie Mac)????6????????????????,???????30??6.89%,???

???,????????????30??6.89%,?6.95%,??6.64%?

??10????????????????????10??4.79%,?????,6???4.43%?

?9?,?????????30??9??????6.08%,????

???????????,???????“??”,??????????????,?????????????????????,??????“???”???????????,30???????????????????2025???????6%?????

????????????,2024?????406??????,??2023??0.7%,??1995??????

???????????????1?29??????????????,????????,???4.25%?4.50%??????????????,???????“?????”????????(??????) ???????????????????:????