??,??“???”,?????????????

??????2????????????14?? (???????? ?? ?????????)“2???????????????????????,3?????????????????????4.3%,???‘????????????’??”???

??????????????,???????,???????????4%??????????3%??,???????????????200BP?????,?????????????,???????????,??

?????????????4%

2?13????????????,??????????????App??,???????????????????????2025???3??????????????“????????????”3???6???1?2.5%?2.7%?3.0%,?5000??????,2025??????3???????????????“???????????”??2??????????9?????

?,1?????????????????????22????2????7??????????,??????1??“??????”??1?????????????????????3???????????6?????1???????????4.25%?4.15%?4.10%????????4%?

???????????????:????App? ??

??????????????????????,?????????????????????1????????????4%??3%,??100?????????BP???,2?????????????????????13???????????,???,???????????????????,“????”?????,??,????,???????????

“????????????”???????????????????????,2025?2??????????????8???????????,“??”?????????????,?????3000(??)??????2.1%,????????????????????3000(??????????)??????2.5%????,?“??”????????3000(?????????????????????)??,????????????????????????4.3%?4.0%??,?220???BP????150?????????????????????BP,???????????“??”?

???????????2?13??????????????????,???????????,?,2?????????????????12????????????????????,???????????8000(???????????)?????????????????,3?????????????????6???????13????????2.5%?2.7%?2.8%,???100??????????8000(????????)??????,3???6?????????13?2.4%?2.6%??????2.7%????1???????????????????,?????????????????4%?????

????:?????????????App

????????????????????????

???,??????????????,?????????,???????????,?;?,???????????,????,????????????????;????????????,?????

??????????????,?,??????,??????????????????,??????????????,???

“?????????????”??,???,??????????,??,?????;??????????,??,????????,??,????????????????

??,??,??????????????,????????,??,???????,???,?????????????

???????????,??????????2025??(2025???????????1???),?????,??????????,?,????????????????

?,???????????????,?,????????????,???????????,???????,??

??????,???????????????????????????,????????,?????????????????????????????,?????????????????,????

????,?,?,???????,?????,??????????????,???????????????,?????,??,????????,?????????????????????????????????????,??,??,???????????????,???????????

(???????????????????,????????????:weiwei@chinanews.com.cn)(?????????APP)

(?????????????,????,?????????,???)

??????????????,?,?????????