??????????1????4.9% ??19????

???????2??21???? (??? ???????)????????????(National Association of Realtors)?????????21?,??1???????408??,??4.9%,???????????2%,???

????,1???39.69??????????????,?????????4.8%,????????????19??????,1????????????118??????,???3.5%,????16.8%?????,????3.5???????????????,????5????????6?????

????,????2022??,???,???2024????406??,??????1995??????????

????????????????,?,??????,?????????,?????“?????????????”???

???(Freddie Mac)20???????,????????????30???????6.85%???????30????????6.87%,?????6.9%?

????????,30??2025??6%??????????????????????(??) ?????????:?????