(????)????????“????”,??????

???????????1?????????30???? (?? ???????)2025???????????29?????????????,?????????4.25%?????????4.5%???????,????????????????????2024????9?????????

??????????????,???,???,??????,??????????????????

??,?????,?????????“?”?,?“?2%??????????????”????????????????????,?????????“??????????????”????????????????

???????????????,????????????????,????2%??“????????”??,?????

?????????????,?????,???,?????2%???????????????????,???“???,??????????????”?

??????????????????????,??“??????????????,????????”

???,?????????????,?????????????????????,?????

??,???

???,???????????????,??????????,????,??????????,???????????,???????,??????6??12??????????????25?????????????,???????????????2026??????????????????,????????3.5%?????????????3.75%?

??????????????????????????,??????????,2025??????CPI???????????????3%;????????????,??????????????????2025?????1????????????????????2?,??????????1????,????????????????????3??????

“????????????,???‘??’,??????????????????”????????????????,????????????,??????????“????????????????????????”,?????,??

?????????????,???????,????,????,??????3????????????,3???????????????????,?????????(??????????) ???????????????????:?????