????:1????????????:????

2??????

3???????????

4???????

5???????

???8??19???????????????????(?? ?)???????????????(?)?????????????(????“??”)???????????????,????,??,???

??(SWIFT)??,2024??????????????????????6?????????,????,?4.61%,???????????????????,?????????????????????2019????(1.99%)????????????????2.3????????????,????????????????????????

?????????????????,?,????????????????,???????????,???????????????????????51.9%??????????38.9%??????????????????,?????????????????????????

??,??,?????????????????,????,?????????????????????,2023???2022?3?????????????????

?????????????????????????,??????????????????,???????????????????????,???????????????????????,???

?????,??????????????????????????????????????????????,?????????????????????,????????????????????,????,?????

????????????,???????????????????????????,??,???????????,??(?????????) ?????:?????????????????????