???????????3% ??????

????:????:?????????

???11?22?????????? (???????? ???????)??A???????????????22??(??)??,?????,??????????????????,?????????????????3%,????3300??????

??,?3267?,????????3.06%;?????????????10438??????????????????,??3.52%;??2175????,??????????3.99%?

?????????????????????,???????????,A??????;?,??????????????,A??,??????????,?????????,???????????3300??????????,???????

?????,?????A?????????????,?????,??1.95%,????????????A?????????????????????,????(?10%)?

???????,???????????????22?????,???????????????????????????,??????????????,??(??????????????) ?????????????:??????????