??????????1????4.9% ??19????

?????2??21???????????? (? ??)????(National Association of Realtors)???21???,??1????408????????????,????4.9%,??2%,?????????

??????,1??39.69???,?????????4.8%,????19????????????????????????,1??118?????????,????3.5%,??16.8%????????,??3.5??????,??5??6????

????????????,???????????2022??,????,?????2024?????406????????,???1995???????

????????????????????,????,????,??,????????????“?????????????”????????

?????????????????????(Freddie Mac)20?????????,??30???????6.85%?????????30????????6.87%,??????6.9%?

????????????,30???????2025????6%?????(???) ???????:??