??4.36??????????????

??????????2????6?? (???)???6?????????????,??,???4.36?????????????,??????????????5600????????????????,??????????????“???”?????????????????

????,???????,????????,?????????,?????,????????????????,??????????????

?????????,????,????????????????????????3%??????????,????????????????????????????????????????

?????,??????????????,?,???????????????????????,??,??,??1000??19.4%?(?????????????????) ???????:??????????????