????:1???????????:????????

2?????9598?

3?????????

4?????

5?????????????

????????????????2??????????6?? (????????? ????????????????)??????????????6???????????????25????????,?4.5%,?????????

???????????????,??,????

????,?????7????????2??????????????????????25?????4.5%??????,??4.25%?

??????????11????????????,??3.7%???,????????????2.8%??????,??2027???????????????????????????????,????2%?????

????????,????????12???????????????2.5%,???????????????2%?,????????,??(?????????????) ???????????????:????????