????????2????????????21?? (?? ????)????????????(National Association of Realtors)???????21??,??????1??408?????????????,??4.9%,??2%,?????????????

??????,1???39.69????,????4.8%,????????19???????,1??118???,????3.5%,?????????16.8%???,????3.5????????????,???????5????6??????????????????????

??,???????????2022?????????????,????????,??????????2024?????406???,???1995??????????

?????,??,?,???,?????????“??”??????

????????????(Freddie Mac)20??????????????,????30????????6.85%????????30??????6.87%,??6.9%?

???,30????2025????????????6%?????(??????) ??:????????

??

??:???????????,??????????,??????????????