??????????????4.36??

??2????6?????????? (?????)??????6?????????????,?????????????????,???4.36??????????????,???5600??????????,??“?????????”??????????

?????????????,????????????????,??????????????,?????????????,?????,???????????????????????????,???????????????

?????????,??,????????????????????????3%??????,????????????????

????????,???????,???,????????????????????????,??,??,????????????1000??????????19.4%?(????) ??????????????:??