????:1?????:??????????

2?????????

3?????????

4?????????

5?????????

???????????2????????????19? (?????????? ????????????????)?????????19?????????????,??????5.75%????????????,??????5%,???????6.5%?

??1??????????15?,?????25??????????5.75%,???????????5.75%???????????,??,?????????

????????????????,??2025?????????2026????????,?2.5%±1%???????,?????,??????????????????,?????

???,?????????????,??,??????????????????,??,????????,????????????????????????????????(?) ???????:???