????:1????????:??????? 2??????95?? 3??????????? 4????? 5???????????? ? ???? ????? ?????? (???????)?????? ???? ???????,???? ? 1/7 2??10???????,?????????????,??????,??;?????????,????,?????????(??)????????(??)????????(???)???(????)????? ?????:??? ????????? ????? ????6% ???:??