????:1?????????:???????

2????????????

3???????

4????????

5???????

????????????????????,?????????,???,?????????

???????????“?????????????????”

???,???,??????????????????????????????????????????,????13???????????,????????????3????????????????,????27?????

????????????? ??:?????????,?????????????????1000???,????????3000???????????

????,????,??,????????????????3000???21??,???????????????????,??????3.5?????????

????????? ??????????????:????????????????,????,?????????????????,????????????????

???? ??:?????,??????????;???????,??????????,?????????????

??,??????????????,?????????????10????????,?????

???????,????,??????,???5000????,??????????,??4000?????????

?? ????????????:??,????20????????????,??????????????????????????????????,????????????,???????????

???? ??

????????,???????????????????????????????“???????????????”,????,????????

????,????????“??”???????????????:

??????????????????????,?????????????;

?????????????????????????2000??????;

??????;

???????????????????

????,11???,????4.25????????????,????13.2%;???????????32.21???????,????????14.3%?

?????????????????,??????????????????“???????????”??????????“?????????????????”,?????????????????????????????

?? ????:“?”????????????,???,???????????

???????????????????? ????

????????????,?????????????,???????????,????????????????????,????????????,??????????????????????????

?????????,???1000?????????????,???

??????????,?????????????,???,?????????150????????,????????????????????1500??????????????????????????,?????

??3????????,???

??? ?:???1500??????,???????????????????????LPR(??)?????,??12?????????,??,?????????22????????????

???????????????????,11????,??????????3.45%,????????????36??????????,?????

?????????????????,??????????????????:

1?????????????????0.25??????????????;

7????9????????7??????????????0.3????????????;

??????????,????????????????LPR???,5?????????????????????????LPR?????60??????;

???1?????????????,??????2???;

??????,?????????,???????????????

???,????300?????????????

???? ??:???????????????????,??????????????????????,?????????,??,?????????????????

???????????????? ???????????????

???????????,????????9?,??????????????????????“???”?????“????????????”“??????????????????????”????,?????????????????????????????,??????

??,??????????????????????????????,?????????,5000????????????????????????1.5????,??1500??????????????

??????????,?????,?????,??????????,??????????60???????????1???????

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?????? ???????:??“????”????,????????????,??????????,????????????????????????????????

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