???1?????????????30???? (???????????? ?????????????????)2025??????29?????,?????4.25%???????????4.5%????????????????,??????????????????????????????????????2024?????????9??

??,????????????????????,?????????????,???????,?????

?????,?????,?“??”??????????????,??????????“????????2%????”??????????,????????????????“????”????

?,??????????,????????2%????????????????????“???”??,???????????????????

?????????,??????????,?????,?????????????2%????????????????,??????????????“????,????????”?

??????????????????????????,???????????“????,????????”

????????,???,????????????????????????,?????????????

???????????????????,???????????????

?????????????,????????????????????????,?,?,??????????,????????????????????????????????,????????????????????,??????6??????12????25???,??2026?????????????,??????????3.5%???3.75%?

??????????????,???????,2025??CPI??????3%;??????,???????????????????????????2025?????????????1??????2?????????,????1?????,???????????????3??

“???????????????,?????????????????‘?’,??”?????????,????????????,???“?????”,?????????,?????

????????????,?????,???,?????,??????????????3??????????????????,3????????,?????(???????????????) ??:??? ??“?????”????

?? (?????)????????“????”,?????

????:1??????:?????200??500

2?????????

3?????

4??????V

5???????

???1?????????????30???? (???????????? ?????????????????)2025??????29?????,?????4.25%???????????4.5%????????????????,??????????????????????????????????????2024?????????9??

??,????????????????????,?????????????,???????,?????

?????,?????,?“??”??????????????,??????????“????????2%????”??????????,????????????????“????”????

?,??????????,????????2%????????????????????“???”??,???????????????????

?????????,??????????,?????,?????????????2%????????????????,??????????????“????,????????”?

??????????????????????????,???????????“????,????????”

????????,???,????????????????????????,?????????????

???????????????????,???????????????

?????????????,????????????????????????,?,?,??????????,????????????????????????????????,????????????????????,??????6??????12????25???,??2026?????????????,??????????3.5%???3.75%?

??????????????,???????,2025??CPI??????3%;??????,???????????????????????????2025?????????????1??????2?????????,????1?????,???????????????3??

“???????????????,?????????????????‘?’,??”?????????,????????????,???“?????”,?????????,?????

????????????,?????,???,?????,??????????????3??????????????????,3????????,?????(???????????????) ??:???