????:1??????:?????????

2???????

3?????

4?????9598?

5??????????

????2????21???? (?? ???)????(National Association of Realtors)????21??,??1??????408??,????4.9%,???????2%,??????????????

?????,1????????????39.69??,???4.8%,?19??????,1?????????118????????????,????3.5%,????????16.8%???,????3.5???????????,????5????????6????????

?,???????2022????????,?????????,???????????????2024????????406?????????????,?????????1995?????

??????????????,?,??????,???????,???“????????????”??????????

????????????(Freddie Mac)20??,??30??????6.85%???30????????????6.87%,????6.9%?

?????,30?????????????????????2025??6%?????(??) ???:???????