??2????????????21???? (?? ?????????)??????(National Association of Realtors)????21??,????????1??408????????,?????????4.9%,???????2%,????

??,1????????39.69????,???????????4.8%,??19??????,1????118????,?????????3.5%,????????????16.8%??????,????3.5?????????????????????,???5???????6?????????

?????,??2022??????????????,??????,?????????????2024??????406???,??1995????????

????????????????,???,????,??,??“???”??

?????????????(Freddie Mac)20??,????????????30??6.85%??30???????6.87%,????6.9%?

???,30??2025?????????????????????6%???????(?????????) ?????:?????

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??:???????????,??????????,??????????????