????????????2???21??? (?? ??????)????(National Association of Realtors)??????21?????????,????????????1???????408???????????,????4.9%,???2%,?????????

????????,1?39.69????,?????????4.8%,??19???????????????,1?????118????,?????3.5%,?????????????16.8%?????????,?????????????3.5?????????????????,????5??6????????

?????????,??????????????2022??,??,?????????2024??406???????,?1995?????

????????????????????????,??,?,???,??“????”?????

???(Freddie Mac)20????,????30?????????????????????6.85%????????30??6.87%,????6.9%?

??,30???2025??6%???????(????) ???????:???

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??:???????????,??????????,??????????????