????:1???????:2023??QT????

2????????????

3?????

4?????

5??????????

????????????2???19????????? (???????? ??)?????????19??,??5.75%????????????????,??????????????????5%,???6.5%?

?????1??15?????????,???????25??5.75%,????????????????????5.75%?????????????,???????????,???????

???????????????,?2025??????????2026?????????????????,???????????2.5%±1%???????????????????,??????????,????,?????????????

?,???????????????,???,???,?????,??,??????????????????(??) ??????:?????????