??�????�????

????:??????:????

????12???????????????20? (?? ?????????????)20??????,?????????????(LPR):1??????LPR??3.1%,5?LPR??3.6%,??????????????LPR?????????????????????????�????????�?

????12??LPR???????????????????????????????????????,???????,????LPR???????????????????????,12???,?7??????????????????????????????,10???LPR?????25??,???????,????12???,?????????????????LPR????????????????

?,�??��?�?

?????????????????????????????????2025??????,????????????????????,????,????????????,????LPR???;??,??????????,??????,???

???,?????,????????,????????????,?????????????????????????????????????????????,????????????????,?,???????LPR????(?????????) ?????????:????????????????