???????2??????21????????? (????????? ????)?(National Association of Realtors)??21????,????????1??????408?,????????????4.9%,?????????????2%,??????????????????????

??,1????39.69???,????????????4.8%,?????????????19???????????,1??118?,???3.5%,????????16.8%?????,??????3.5???????????,??5?????????6?????

????,???????2022??,????,?????????2024??406?????,????1995?????????????

???????,??,??????????????,??????,????“???????”??????????

???(Freddie Mac)20???????,???30????6.85%?????30????6.87%,???????????6.9%?

??,30???2025????????????6%???(????????????) ???:???

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??:???????????,??????????,??????????????