????:1???????????:??????

2??????

3??????????

4??????

5???9598??

??????1????31???????????? ?????????????????????:????????????????(?? SARB)??????30????????25?????7.5%,??????????????????????????2024???????9?????????????????????????????

??????6???????4:2?????,???????,??

???????????,?,???????????????,?????????;???????????“?????????????,?????????????”??,????????????????????

???????????????????????????,????????????,???????????2024??????12??????????,????????????5%??3%,??,???????????????15?,??????????,?4.5%??,????????????????????

??????,????????????,????,?????????(?)????????????

???????????????,??????

?????,??????????40????????????0.38%;???2.42%??????????10.575%?(??) ??????????:???????????????