??1??????????4.9% ????19????

????2??21???? (???? ???????)??(National Association of Realtors)????????????21????,?????1??????????????408??????,??4.9%,?????????????2%,???

????????????,1????????39.69????,????4.8%,??19???????,1??118???,????????3.5%,?????????16.8%??,??3.5?????????????????,???5?????????6?????????????

????,?????????2022?????????,?,????????2024??406????????,??1995???

???????,?????,????????????,???????????,?????????????????????“??????”????

??(Freddie Mac)20???????,????????30???6.85%????????30??????6.87%,?????????????6.9%?

???????,30??2025??????6%?????(?) ????:?????