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?????11??????????????29???? (?? ?????????????????)?28???,????????????????,???

???????,??2024?6.55?,??2023??6.62??????????????2022?????????????7.24?????????????????????????

????(Amanda Bryden)???????,????????????,?????????????????????,?,?????,???????????????,??????????????????

??2023?????8????????????15??5.25%,????8??????,????????4.75%?????,???3.75%,?????????????3.1%,2026??4%?

?????????,????????,?????????39%??????????????36%,??????,???????19%,???????????????22%?(????????????????) ?????????????????:??