????1????4.9% ??19??????????

???2??21??????????? (?? ???????)????(National Association of Realtors)???21???????,??1??????408??,??4.9%,???????2%,?????

????????????,1?????????39.69?,?????4.8%,??19??????????,1???118????????,????3.5%,????16.8%?????????????,?3.5????????????????????????,????5????6?????????

????????????,?????????2022?????????????????????,????,??????????2024??406??,???1995?????????????

???????????,????,??,?,????????“????”???

??????(Freddie Mac)20??,??30????6.85%???????30????6.87%,???????6.9%?

????????????,30?????????????2025????6%??????????????(???) ????:?????????